Life Is Full Of Busy

Manulife Quick Issue Term is full of Simple.

Easy- Complete the application in minutes online or by phone with me the Advisor

Quick- approval the next business day, in most cases

Convenient- no medical tests and fewer medical questions

 

Take a break from busy . See how simple it can be to get life insurance protection you need .

 

Call me today to learn more

 

Critical Illness Insurance

Critical illness insurance helps cover the unexpected costs and potential loss of income associated with a serious illness. From the additional costs associated with medicine and treatment, to travel, home care and specific accommodations if needed, treating and recovering from an illness can have a devastating financial impact. Plus, if you’re unable to work during your recovery, the impact is even greater.

With critical illness insurance, if you become sick with one of the covered conditions covered by your policy and survive the waiting period, you receive a cash benefit. You can then use the funds as you wish.

InsureRight

Are you protecting what’s most important?
Be sure. With InsureRight.

If something happened to you, you want to be certain you have the right coverage to protect your family, your lifestyle and everything you’ve worked hard to achieve. But there’s a lot to consider when buying insurance. What type of coverage is right for you? How much is enough?

With InsureRight, it’s simple to answer these questions. InsureRight will help outline what you need to consider so you can feel confident about the coverage you choose for your insurance needs. The InsureRight checklist is a great place to start. Begin with the step that’s right for you. And when you’re ready, visit InsureRight.ca for more tools that will help you take a closer look at your insurance needs.

For more information about InsureRight, please contact us.

 

Disability insurance

Disability insurance helps protect your income and business if you become disabled and can’t work. With different products available for full-time, part-time or home-based workers, disability insurance is the perfect solution for professionals, business owners, business executives and other employed Canadians.  An individual disability insurance plan can help you meet your income requirements so you can concentrate on recovering and returning to an active life.

Whether you need to secure your main source of income or supplement the coverage you receive from your employer or an association, disability insurance can help by providing a comprehensive and portable plan you can rely on throughout your working years.

For more information on disability insurance, please contact us.

Term Insurance

Whether you are looking to protect your family or your business, Term life insurance offers affordable and flexible protection you can customize to meet your temporary and growing needs.

You can choose term life coverage that protects you for 10 or 20 years or until you reach age 65 or age 100.

Family Term from Manulife Financial

The flexible design of Family Term provides you and your family with affordable protection that can be adapted to your family’s changing lifestyle, income and needs.

Family Term gives your loved ones the financial security to:

  • Maintain a comfortable lifestyle
  • Pay off existing debts – like your mortgage
  • Fund long term investment needs like educational savings plans or RSPs

Plus, you can adjust your Family Term insurance as your needs change, using a wide range of options called ‘riders’, such as Children’s Protection Rider (adding coverage for children), Total Disability Waiver (waiving premiums if you become disabled) and more.
For information on Family Term, please contact me or click here.

Business Term from Manulife Financial

The simple structure and flexible features of Business Term allow you to protect the key elements of your business so you can be sure it will carry forward with minimal disruption.

The affordable and easy-to-manage design of Business Term creates financial security for your business with:

  • Key person protection
  • Business collateral and buy-sell funding
  • Estate tax coverage

Your Business Term insurance can be customized using options called ‘riders’, such as Business Value Protector (adding additional coverage as your business grows), Total Disability Waiver (waiving premiums if you become disabled) and more.

For more information on Business Term Insurance, please contact us or click here.

Family Term and Business Term are registered trademarks of and are offered through Manulife Financial (The Manufacturers Life Insurance Company).

Synergy

Synergy offers one-of-a-kind insurance coverage, combining three policies in one affordable and easy-to-manage package. Synergy’s unique design provides protection against life’s everyday risks: disability, critical illness and early death.

Suitable for your personal and business needs, Synergy allows you to protect your family against the financial impact of the unpredictable, everyday risks we all face.

Synergy provides solid insurance protection across three high risk areas at one affordable price. The convenience and simplicity of Synergy allow you to manage one policy with one amount to pay while you cover the need for three essential types of insurance.

The flexibility of Synergy gives you and your loved ones the ability to:

  • Help protect your income if you are unable to work
  • Provide mortgage and debt protection
  • Supplement gaps in group disability, critical illness and life insurance coverage
  • Protect your family against the financial impact of loss of income due to injury, illness and premature death.

For more information on Synergy, click here or please feel free to contact us.

*Synergy is sold by, and is a registered trademark of The Manufacturers Life Insurance Company.