We offer a wide range of investment possibilities.
At Glavac Financial Planning Services / Manulife Securities Investment Services Inc. “planning comes first.” Once we know where you want to go, we can plan a strategy customized for you.
Investments can be short or long-term and when managing your investments, we take into account your current financial position, future dreams and how much risk you are comfortable with. When we help create your investment portfolio, we offer many different investment options and evaluate your investment plan with you on a frequent basis. Below we describe some of the key investment products and services we offer through Manulife Securities Investment Services Inc.
Glavac Financial Planning Services/ Manulife Securities Investment Services Inc. provides you with a wide range of mutual funds to meet your needs. Working closely with an advisor, we will help you select from a broad spectrum of funds.
When you’re investing, it’s nice to have options that provide the potential for a nice return, while at the same time, some protection of your initial investment. That’s what Segregated Funds offer. Segregated funds are an investment product that provides insurance protection. They can invest in different types of assets, like mutual funds, bonds, real estate and stocks.
Segregated funds provide a guarantee for you to get back some or your entire principal, at maturity. To do so, you need to hold the funds for a specific amount of time. Segregated funds also offer creditor protection and you can minimize probate taxes through beneficiary or beneficiaries you designate.
Premier Investment Program
The Premier Investment Program is a fee-based account that offers a range of investment services and the ability to hold a wide variety of investment products including mutual funds and individual stocks and bonds. Virtually every investment offered at Manulife Securities can be held in a Premier plan.
In addition to transparency, objectivity and accountability – the hallmarks of a fee-based account – the Manulife Securities Premier Investment Program can benefit my clients in a number of ways:
- You pay for advice, not trades – transactions are incidental and are not the differentiating factor in assessing the value I offer
- Advisor compensation is completely transparent and agreed upon, and because the costs associated with trades or other services are reduced or eliminated, you can fully understand what you’re paying for your investments
The fee-based solution provides the medium for developing a strong, customized portfolio at a cost that is generally less than the cost associated with traditional mutual funds.
- Fees can be paid outside of your portfolio; this means your portfolio return need not be reduced to pay fees and assets can grow faster
- When a fee is paid for investment advisory services on a portfolio outside of an RRSP, the fee is generally tax deductible
- Because compensation can be based on portfolio value, fees will rise or decline based on the performance of the portfolio; this assures you that my primary interest is the growth of your portfolio
Understanding Investment Costs
BREAKING DOWN THE COSTS
A PRIMER FOR INVESTORS
Manulife is a leading Canada-based financial services group with principal operations in Asia, Canada and the United States. Our international network of employees, agents and distribution partners offers wealth management products and services including individual life insurance, group life and health insurance, long-term care services, pension products, annuities, mutual funds and banking products. We provide asset management services to institutional customers worldwide and offer reinsurance solutions, specializing in property and casualty retrocession.
The Company operates in Canada and Asia through the brand name "Manulife Financial" and in the United States primarily through the brand name "John Hancock".
To learn more click here.
Manulife Private Wealth, a unique, seamless and integrated approach to wealth management that includes banking, investment management, and advisory services. Manulife Private Wealth is designed as a collaborative service model allowing clients to retain existing trusted advisors, while receiving highly personalized private banking and investment management services, with access to an integrated team of financial planning, tax and estate experts, accountants and lawyers.
Manulife Private Wealth’s goals-based investment management approach uses a team model to leverage Manulife Asset Management’s extensive experience in domestic and international institutional investment management with expertise across asset classes and investment styles.
To learn more, click here.